In 2014, introduced by the Polish Financial Supervision Authority, entered into force due to which it became almost impossible to obtain a mortgage without own contribution. We advise on how to bypass your own contribution and get a mortgage despite it What is the own contribution? Currently, the minimum own contribution for a mortgage must […]

There can be many reasons for rejecting a loan application. Sometimes small misunderstandings, typos on the form or incorrectly completed dates decide about this. Other times it may be insufficient creditworthiness, too low earnings or too short work experience. What to do? First, identify the reason First ask the adviser from the bank where you […]

The employment form most often seen by banks is an employment contract. Best concluded for an indefinite period. It looks a little different in loan companies in which we also receive financial support when we are employed on a civil law contract Why do banks not like civil law contracts? People employed on a specific […]

In the article below we talk about whether people working in free professions abroad can get a loan in Poland without major problems. In addition, we will explain what documents are required of these people. If you work abroad as a self-employed, read it. Loans for self-employed in Poland In Poland, the days are over […]

Life likes to surprise every day. Today we are happy and we have enough money, and tomorrow a car breakdown and unexpected repair may await us. These types of situations can be multiplied and they are not surprising to anyone. After all, it is known that an idyll cannot last forever. Unfortunately, this type of […]

How fast can you actually get a loan into your bank account? Do you really need to print out the loan agreement, sign with the ballpoint pen, find the envelope and stamp and set the course for the nearest mailbox? Immediately there is a long way to go if the signing is to be done […]

  Indebted persons who already have a bailiff on their bank account cannot count on the banks’ favor with regard to granting them loans. Such a client is simply unreliable to banks and banks prefer to avoid risk by not cooperating with it. This is obviously very painful news for hundreds of thousands of people […]

In the first quarter of this year, banks expect a significant tightening of lending policy and a significant decline in demand for loans in the housing loan segment. We reach such conclusions after analyzing the Good Finance of Poland survey addressed to the chairmen of credit committees. As every quarter, the Good Finance of Poland […]

  You know perfectly well from your friends how convenient online loans are? Do you realize that thanks to it you can borrow up to several thousand zlotys in a few minutes, which you will spend for any purpose? You would like to take advantage of such a loan yourself, but you do not know […]

The classic car loan and its special features Many people who opt for a new vehicle today use financing for this. This can be done either through the house bank or via a direct bank or a car bank. The car financing The most common form of financing for vehicle financing is the classic car […]